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Is Cumberland Electric Membership Corp PSLF eligible?

Short answer: Maybe. Check before you count on it. IRS records list Cumberland Electric Membership Corp (EIN 62-0174870) in Clarksville, Tennessee as a 501(c)(12) organization, not a 501(c)(3). Non-501(c)(3) nonprofits qualify for PSLF only if they provide certain qualifying public services. Confirm with the official PSLF Help Tool.

Last verified November 5, 2026 · PSLFCheck Editorial

IRS record

OrganizationCumberland Electric Membership Corp
EIN62-0174870
LocationClarksville, Tennessee
IRS subsection501(c)(12)
NTEE categoryNot listed
PSLF employer typeMaybe: depends on services provided

Source: IRS Exempt Organizations Business Master File extract. Status can change, so confirm it in the PSLF Help Tool.

How to confirm

  1. Search EIN 62-0174870 in the official PSLF Help Tool.
  2. Submit the PSLF form signed by your employer.
  3. Check your full path with the forgiveness checker and estimate payments with the RAP calculator.

More: Search other Tennessee employers · PSLF in Tennessee · Top Tennessee employers · All states

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FAQ

Is Cumberland Electric Membership Corp a PSLF-qualifying employer?

It is listed by the IRS as a 501(c)(12) organization. These qualify only if they provide certain public services. Confirm in the PSLF Help Tool.

What is the EIN of Cumberland Electric Membership Corp?

IRS Exempt Organizations data lists EIN 62-0174870 for Cumberland Electric Membership Corp in Clarksville, Tennessee. Use the EIN on your PSLF form.

Does working there automatically mean my loans will be forgiven?

No. You also need full-time employment (generally 30+ hours a week), Direct Loans, a qualifying plan (RAP, IBR/IDR, or 10-year Standard), and 120 qualifying payments.

What if I work for a contractor at this organization?

PSLF counts your direct employer, the one that pays you. Contractor employees generally don't qualify through the client organization.

Sources

  1. Public Service Loan Forgiveness — studentaid.gov — accessed November 5, 2026
  2. PSLF Help Tool & form — studentaid.gov — accessed November 5, 2026
  3. 34 CFR 685.219 — PSLF (eCFR) — accessed November 5, 2026
  4. IRS Exempt Organizations Business Master File extract — accessed November 5, 2026

Related: What is PSLF · PSLF requirements · PSLF form · Teacher forgiveness · Forgiveness in 2026 · Apply for RAP · Get out of default · Wage garnishment

Last verified: November 5, 2026

Disclaimer: Not affiliated with the U.S. Department of Education or any loan servicer. Educational information, not financial or legal advice. Results are estimates. Confirm with studentaid.gov or your servicer. Published by PSLFCheck Editorial, AK Digital Marketing LLC.