Is New Jersey Education Association PSLF eligible?
Short answer: Maybe. Check before you count on it. IRS records list New Jersey Education Association (EIN 21-0524390) in Trenton, New Jersey as a 501(c)(5) organization, not a 501(c)(3). Non-501(c)(3) nonprofits qualify for PSLF only if they provide certain qualifying public services. Confirm with the official PSLF Help Tool.
Last verified November 5, 2026 · PSLFCheck Editorial
IRS record
| Organization | New Jersey Education Association |
|---|---|
| EIN | 21-0524390 |
| Location | Trenton, New Jersey |
| IRS subsection | 501(c)(5) |
| NTEE category | Not listed |
| PSLF employer type | Maybe: depends on services provided |
Source: IRS Exempt Organizations Business Master File extract. Status can change, so confirm it in the PSLF Help Tool.
How to confirm
- Search EIN 21-0524390 in the official PSLF Help Tool.
- Submit the PSLF form signed by your employer.
- Check your full path with the forgiveness checker and estimate payments with the RAP calculator.
More: Search other New Jersey employers · PSLF in New Jersey · Top New Jersey employers · All states
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FAQ
Is New Jersey Education Association a PSLF-qualifying employer?
It is listed by the IRS as a 501(c)(5) organization. These qualify only if they provide certain public services. Confirm in the PSLF Help Tool.
What is the EIN of New Jersey Education Association?
IRS Exempt Organizations data lists EIN 21-0524390 for New Jersey Education Association in Trenton, New Jersey. Use the EIN on your PSLF form.
Does working there automatically mean my loans will be forgiven?
No. You also need full-time employment (generally 30+ hours a week), Direct Loans, a qualifying plan (RAP, IBR/IDR, or 10-year Standard), and 120 qualifying payments.
What if I work for a contractor at this organization?
PSLF counts your direct employer, the one that pays you. Contractor employees generally don't qualify through the client organization.
Sources
- Public Service Loan Forgiveness — studentaid.gov — accessed November 5, 2026
- PSLF Help Tool & form — studentaid.gov — accessed November 5, 2026
- 34 CFR 685.219 — PSLF (eCFR) — accessed November 5, 2026
- IRS Exempt Organizations Business Master File extract — accessed November 5, 2026
Related: What is PSLF · PSLF requirements · PSLF form · Teacher forgiveness · Forgiveness in 2026 · Apply for RAP · Get out of default · Wage garnishment